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Credit Card Generator

Generate random test card numbers and sample card details for UI, payment form, and QA testing with a fast and easy online tool.

Best Credit Card Generator

Create sample card details for payment forms

Card Options

Choose a network and what to include.

Overrides the network's default starting digits; length & CVV rules stay network-based.

Uncheck to produce deliberately invalid numbers for negative-path validation testing.

These numbers follow real formatting/Luhn rules for realistic UI and software testing only. They are not linked to any real account, bank, or funds, and cannot be used for purchases. Do not use for fraud — misuse is illegal.

Generated Cards

0 cards
No cards generated yet.
Choose your options on the left and click "Generate Card".
Card numbers, names, CVVs, and expiry dates are generated entirely in your browser with Math.random() — nothing is sent to a server.
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Generate Safe Test Card Details in Seconds

Hey guys! LGATools has brought another simple tool for developers, testers, and anyone working on a payment interface. This time, we are talking about our online credit card number generator.

Sometimes a card form looks fine until you actually start testing it. You need sample numbers, names, dates, and other details to see if every part is doing its job. Our tool gives you an easy way to prepare that sample information for your testing work.

Now, guys, before we go into the usage part, here is what our tool actually is:

What is a Credit Card Generator?

A test credit card generator is a tool that creates random card numbers for testing websites, apps, and payment forms. You can choose a card network and create one or more sample cards. You can also add details like a cardholder name, CVV, and expiry date. These cards are made for testing only and are not real cards or connected to any bank account.

Now that part is clear, let us see how to generate the cards.

How to Use LGA Credit Card Generator

Here are the simple steps to create your test cards with our dummy credit card generator. Just choose your settings and your sample cards will be ready in a few seconds:

Step 1: Choose Your Card Network: Start by opening the Card Network box. You can choose from Visa, Mastercard, American Express, Discover, JCB, Diners Club, RuPay, UnionPay, Maestro, Elo, Mir, Troy, and Interac. Pick the network you need for your test.

Step 2: Select the Quantity: Now enter how many cards you want to create. If you need one test card, choose one. If you need several cards for different test cases, increase the quantity.

Step 3: Select the Fields You Need: Under Include Fields, choose the extra details you want with your cards:

  • Cardholder name
  • CVV
  • Expiry date

You can select one, two, or all of them depending on what your test needs.

Step 4: Add a Custom Cardholder Name: Open Advanced Options if you want to use your own test name. Enter the name inside Custom Cardholder Name, and it will be used on the generated cards.

Step 5: Add a Custom BIN or Prefix: Need your test number to start with certain digits? Use the Custom BIN / Prefix box. Enter the starting digits you want. The card length and CVV rules will still follow the selected network.

Step 6: Choose Luhn Validation: Keep Generate Luhn-valid numbers checked when you want numbers that pass the Luhn check. If you want to test an invalid number, uncheck this option. This gives you an easy way to test both accepted and rejected card-number cases.

Step 7: Generate Your Cards: Once your settings are ready, click the Generate Cards button. Your new test cards will appear in the Generated Cards section.

Step 8: Flip a Card: Want to see the full details? Tap or click any generated card to flip it. You can see the number, expiry date, CVV, and cardholder name if you selected those fields.

Step 9: Copy All Details: Click Copy All Details when you want to copy the information from a card. This saves you from typing every detail manually.

Step 10: Clear Your Results: When you want to start over, click the Clear button. Your current generated cards will be removed and you can create a fresh set.

How to Embed Our Credit Card Generator

Guys, you can also add our dummy credit card number generator to your own website if you want your visitors to have the tool on your page. Just follow these steps:

  1. Open LGATools.com and sign up or log in.
  2. Head to your dashboard and click Generate API.
  3. Select the Credit Card Generator and choose Generate Code.
  4. Pick your preferred plan and complete the payment.
  5. After checkout, go to Tool List.
  6. Copy the embed code provided for your tool.
  7. Paste it into the Custom HTML area of your website.
  8. Publish your changes, and the generator will be ready for visitors.

Features of This Tool

Our fake credit card number generator comes with useful options that make test card creation simple. Here is what you get:

  • Multiple Card Networks: Choose from Visa, Mastercard, American Express, Discover, JCB, Diners Club, RuPay, UnionPay, Maestro, Elo, Mir, Troy, and Interac.
  • Custom Quantity: Generate one card or several cards together. You decide how many test cards you need.
  • Optional Card Details: Add a cardholder name, CVV, and expiry date when your test needs more than just a card number.
  • Custom Cardholder Name: Use your own sample name instead of the default test name.
  • Custom BIN / Prefix: Set the starting digits for your test number when you need a specific prefix.
  • Luhn-Valid Generation: Create card numbers that pass the Luhn check for normal validation testing.
  • Invalid Number Testing: Turn off Luhn validation when you need to test how your form handles an invalid card number.
  • Card Flip: Click or tap a generated card to view its details on the other side.
  • Copy All Details: Copy the card information in one click instead of entering every field by hand.
  • Quick Clear: Remove the current results and start a new testing session whenever you want.
  • Browser-Based Generation: The card numbers and other generated details are created directly in your browser instead of being sent to our server.
  • Free to Use: You can use the available generator options without paying to create your test card data.
  • Embedding: You can embed this tool on your own site.

Use Cases of Credit Card Generator

Our credit card generator can be useful in many testing situations. Here are some common ways developers and testers can use it:

  • Payment Form Testing: Fill your card number, name, CVV, and expiry fields with sample data to check whether the form works correctly.
  • Checkout Page Testing: Use different test cards while checking the complete checkout process of your website.
  • Card Number Validation: Test whether your website accepts a number that passes the Luhn check and rejects one that does not.
  • Error Message Testing: Create an invalid test number and see if your payment form shows the correct error message.
  • Website Development: Developers can use sample card information while building payment pages without putting real financial details into their test environment.
  • Mobile App Testing: Fill payment fields inside an app and check whether the card form works properly on smaller screens.
  • Different Network Testing: If your project supports several card networks, create test cards for different networks and check each one.
  • QA Testing: QA teams can generate different cards for repeated test cases and use them while checking payment-related features.
  • UI Testing: Use the sample details to see how card numbers, names, CVVs, and expiry dates fit inside your design.
  • Demo and Presentation: Show a payment screen to your team or client using test information instead of displaying real card details.

Why People Trust Our Tool

We built this fake credit card number generator to make testing easier without making the process complicated. Here are some reasons you can use it with confidence:

  • Made for Testing: The tool is built specifically for UI, software, and QA testing. It is not made for real payments.
  • No Real Account Behind the Numbers: The generated cards are specimen data. They are not linked to a bank account, real cardholder, or funds.
  • Easy Controls: You do not need to learn a complicated system. Pick a network, choose your fields, and generate your cards.
  • Valid and Invalid Testing: You can test both sides of a payment form by turning Luhn validation on or off.
  • Many Network Choices: You can test different card networks from the same page instead of looking for separate tools.
  • Generated in Your Browser: Card numbers, names, CVVs, and expiry dates are generated on your device using Math.random().
  • Nothing Sent for Generation: The generated card data is not sent to our server.
  • Quick Results: Click Generate Cards and your test cards appear right away without waiting for a long process.

Tips to Get the Best Results from Our Tool

A few simple tips can help you get more useful results from your testing. Keep these in mind:

  • Test Both Valid and Invalid Numbers: Do not only check the normal case. Turn Luhn validation off and test what happens when an invalid number is entered.
  • Try Different Card Networks: If your website accepts several networks, test more than one to make sure your form handles each option properly.
  • Select Only the Fields You Need: If you only want to test the card number, there is no need to add every other field. Turn on CVV, expiry, or name only when your test needs them.
  • Use a Custom Name for Long Text Testing: If your design has a cardholder name field, add a longer sample name and see if it still fits properly.
  • Check Your Error Messages: Use an invalid number to make sure your website gives a clear message when something is wrong.
  • Test Your Form on Mobile: Open your payment page on a phone and check whether every card field is easy to see and use.
  • Generate Several Cards for Different Cases: When you have more than one test to run, generate several cards at once instead of creating them one by one.
  • Do Not Use Real Card Information: Keep real financial details away from development and demo pages. Use sample test data for your testing work.

Problems and Fixes

Running into a small problem? Here are some common issues and simple fixes:

  • Problem: My generated number is failing the Luhn check. Fix: Check the Generate Luhn-valid numbers option. If it is unchecked, the tool is creating an intentionally invalid number. Turn it on and generate a new card.
  • Problem: I need an invalid card number. Fix: Open Advanced Options and uncheck Generate Luhn-valid numbers. Then click Generate Cards again.
  • Problem: My card has no CVV. Fix: Make sure CVV is selected under Include Fields before generating the card.
  • Problem: The expiry date is missing. Fix: Select Expiry date under Include Fields and create a new card.
  • Problem: I want a different cardholder name. Fix: Open Advanced Options and enter your preferred sample name in the Custom Cardholder Name box.
  • Problem: My card does not start with the digits I need. Fix: Use the Custom BIN / Prefix option and enter your required starting digits before generating the card.
  • Problem: I cannot see the card details. Fix: Click or tap the generated card to flip it. The other side contains the available card information.
  • Problem: I need to remove my old results. Fix: Click the Clear button and generate a new set whenever you are ready.
  • Problem: I generated the wrong number of cards. Fix: Change the Quantity value and click Generate Cards again to create the number you need.

How to Test a Payment Form With Sample Card Data

If you are building a payment form, do not stop after checking whether the card number fits inside the box. There are several small things worth testing.

First, enter a Luhn-valid test number and check if the form accepts it properly. Then try an invalid number and see if your error message appears.

Next, check the other fields. Enter a cardholder name, expiry date, and CVV if your form uses them. Make sure the fields accept the information correctly and that nothing looks broken.

You can also test different card networks if your payment page supports them. Try the form on both desktop and mobile so you can catch layout problems early.

The goal is simple: check what happens when the information is correct and what happens when it is wrong. Both cases matter when you are testing a payment interface.

Final Thoughts

We have looked at our credit card generator for testing from the basic idea to the way you can use it for your project. You now know its purpose and the different ways it can help with testing. Hopefully, your next testing task will feel much simpler.

Here is what I would suggest: Use the credit card test data generator for your payment form and UI testing whenever you need sample card data. It gives you something ready to use and keeps real card information out of your testing work.

If you ever get stuck or notice something that needs fixing, please reach out to us. We are also happy to hear your feedback and new ideas. Every suggestion gives us a chance to make the tool more useful.

Simple FAQs

Here are some of the most common questions related to our credit card generator tool:

1. What is a fake credit card number generator online?

A create test credit card numbers creates random card numbers and sample card details for testing. You can use it when checking payment forms, checkout pages, websites, apps, and other software. The generated cards are test data only and are not real payment cards.

2. How do I generate a test credit card number?

It is very simple. Choose a Card Network, select the Quantity, and choose the fields you want, such as CVV, expiry date, or cardholder name. You can then click Generate Cards and your test cards will appear on the page.

3. Are these generated credit card numbers real?

No. The numbers are created for testing only.

They are not issued by a bank, are not connected to a real account, and have no money behind them. You cannot use them to buy anything or make a real payment.

4. Can I generate Luhn-valid credit card numbers?

Yes. Keep Generate Luhn-valid numbers checked before creating your cards. The tool will generate numbers that pass the Luhn check.

You can also turn this option off when you need an invalid number for testing error messages or rejected card inputs.

5. Which card networks can I generate?

Our tool supports several popular card networks, including:

  • Visa
  • Mastercard
  • American Express
  • Discover
  • JCB
  • Diners Club
  • RuPay
  • UnionPay
  • Maestro
  • Elo
  • Mir
  • Troy
  • Interac

Choose the network that matches the test you are working on.

6. Can I generate multiple test cards at once?

Yes. Use the Quantity option to choose how many cards you need. This is helpful when you want several test values for different test cases instead of creating each card separately.

7. Can I add a custom cardholder name and BIN?

Yes. Open Advanced Options to find both settings.

You can enter your own sample name under Custom Cardholder Name. You can also add a Custom BIN / Prefix if you want your generated number to start with certain digits. The card length and CVV rules still follow the selected network.

8. Can I generate CVV and expiry dates too?

Yes. Under Include Fields, select CVV and Expiry date before generating your cards. You can also select Cardholder name if your payment form needs it.

This is useful when you want to test a complete card form instead of checking only the card-number field.

9. Is it safe to use this online credit card number generator?

Yes, for its intended purpose of creating test data. The generated card details are not real financial information.

The tool creates the card numbers, names, CVVs, and expiry dates directly in your browser using Math.random(). The generated information is not sent to our server.

10. Can I use generated cards for testing a payment form?

Yes. This is one of the main reasons to use the tool. You can enter the sample details into your payment form and check things such as:

  • Whether the card-number field accepts the expected format.
  • Whether the CVV and expiry fields work correctly.
  • Whether your form shows the right error for an invalid number.
  • Whether the card layout looks good on desktop and mobile.

Remember that these cards are for testing your interface and software. They are not for real transactions.

11. Why would I create an invalid credit card number?

An invalid number can help you test what your website does when someone enters incorrect card information. Turn off Generate Luhn-valid numbers, create a card, and enter it into your test form.

This lets you check whether your validation works and whether the correct error message appears. It is especially useful for QA and negative-path testing.

12. What should I do if my generated card does not work in my test?

First, check what your test is expecting. If you need a number that passes the Luhn check, make sure Generate Luhn-valid numbers is turned on. If you are testing an error case, turn it off.

Also check that you selected the correct card network and included the fields your form requires. If the issue is with our tool itself, you can contact LGATools and tell us what happened.

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